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Ross Credit Card

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More Savings, More Ross

Get more every time you shop at Ross Dress for Less! Pay with a Ross Mastercard® or Ross Credit Card and earn 5% back in Ross Rewards on every purchase.

Cardmember Benefits Ross Mastercard® Ross Credit Card
Get 10% off a purchase at Ross Dress for Less Yes Yes
Tap to pay and redeem certificates with your phone Yes Yes
Earn 5% back in Ross Rewards on purchases at Ross Dress for Less Yes Yes
Earn 1% back in Ross Rewards on all other purchases where Mastercard is accepted Yes No

Managing your card is easy!

Saving at Ross is even easier when you manage your Ross Mastercard® or Ross Credit Card online. You can view statements, check your Ross Rewards, pay your bill and more all in one place.

FAQ

The Ross Credit Card is a credit card that can only be used at Ross Dress for Less stores. Once approved, you will receive a 10% discount (given as a barcode) that can be redeemed for any single total purchase. You will also earn 5% back as rewards on all purchases on the credit card at Ross Dress for Less to use on future purchases.

The Ross Mastercard is a credit card that can be used anywhere Mastercard is accepted. Once approved, you will be eligible for the same benefits as the Ross Credit Card as well as 1% back as rewards on all other purchases where Mastercard is accepted.

No, approval is determined on an individual basis and is based on creditworthiness.

There are two ways you can apply:

  1. Visit your nearest Ross Dress for Less store and apply via your mobile device by scanning a QR code or texting a code found on signs in the store or
  2. Apply for a Ross credit card Online.

You will be notified immediately on your mobile phone or online if you are approved. If you are not approved immediately, you will be notified by mail regarding your application within 10–14 days of submission.

Comenity Capital Bank issues the Ross Credit Card and Ross Mastercard.

View all FAQs

Disclaimers

1Valid one time only. Duplicate offers will not be accepted. Offer will not be re-issued if lost, stolen or destroyed or with return/refund of merchandise. Excludes gift cards, disposable bags and donations. Discount will be given as a barcode that can be redeemed for any single total purchase and does not have to be applied same day as approval.

2Offer is exclusive to Ross Mastercard® or Ross Credit Card holders enrolled in the Ross Rewards program. This rewards program is provided by Ross Dress for Less and its terms may change at any time. For full Rewards Terms and Conditions, please see comenity.net/rosscreditcard/termsandconditions or comenity.net/rossmastercard/termsandconditions.

3Offer is exclusive to Ross Mastercard® Credit Card holders enrolled in the Ross Rewards program. This rewards program is provided by Ross Dress for Less and its terms may change at any time. For full Rewards Terms and Conditions, please see comenity.net/rossmastercard/termsandconditions.

Credit card offers are subject to credit approval.

Ross Credit Card Accounts are issued by Comenity Capital Bank.

Ross Mastercard® Credit Card Accounts are issued by Comenity Capital Bank pursuant to a license from Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.